.family-page{background:#f5f7fc;color:#112f54}.family-page *{box-sizing:border-box}.fp-hero{min-height:72vh;padding:clamp(7rem,12vw,11rem) max(6vw,1.5rem) 5rem;position:relative;overflow:hidden}.fp-hero:before,.fp-hero:after{content:'';position:absolute;border:1px solid rgba(24,61,103,.18);pointer-events:none}.fp-hero:before{width:52rem;height:52rem;right:-12rem;bottom:-26rem;border-radius:50%;box-shadow:0 0 0 3rem rgba(255,255,255,.26),0 0 0 7rem rgba(255,255,255,.16)}.fp-hero:after{width:18rem;height:18rem;right:18%;top:19%;transform:rotate(45deg);border-radius:18px;opacity:.6}.fp-hero.sc{background:linear-gradient(118deg,#e4dcff 0%,#f7f5ff 55%,#daf2ed 100%)}.fp-hero.ltvp{background:linear-gradient(118deg,#d9ecf0 0%,#f8fbfa 55%,#e7ddfa 100%)}.fp-hero.dp{background:linear-gradient(118deg,#f5e4d4 0%,#fffaf5 55%,#dcecfb 100%)}.fp-hero>div{position:relative;z-index:1;max-width:54rem}.fp-kicker{color:#a76b1c;font-size:.74rem;font-weight:800;letter-spacing:.17em}.fp-hero h1,.fp-section h2,.fp-card h3{font-family:Georgia,'Times New Roman',serif;color:#12365f;letter-spacing:-.055em}.fp-hero h1{font-size:clamp(3.5rem,8vw,7.5rem);line-height:.98;margin:.8rem 0 1.3rem}.fp-hero p{max-width:45rem;font-size:clamp(1.05rem,1.6vw,1.32rem);line-height:1.8;color:#496984}.fp-back{display:inline-block;margin-top:2rem;color:#143a68;font-weight:800;text-decoration:none;border-bottom:1px solid}.fp-main{max-width:1240px;margin:auto;padding:clamp(4rem,8vw,7rem) max(4vw,1.3rem)}.fp-intro{display:grid;grid-template-columns:1.18fr .82fr;gap:5rem;align-items:end;margin-bottom:5rem}.fp-intro h2{font-size:clamp(2.3rem,4.6vw,4.4rem);line-height:1.04;margin:.7rem 0}.fp-intro p{margin:0;line-height:1.85;color:#526d88}.fp-panels{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.fp-card{min-height:16rem;padding:1.55rem;border-radius:18px;background:#fff;border:1px solid #cedbe9;position:relative;overflow:hidden}.fp-card:after{content:'';position:absolute;right:-1.4rem;bottom:-1.4rem;width:5rem;height:5rem;border:1px solid #c9d9e8;border-radius:50%}.fp-card span{font-weight:800;letter-spacing:.14em;color:#ae7120}.fp-card h3{font-size:1.8rem;margin:1.3rem 0 .7rem}.fp-card p{margin:0;line-height:1.72;color:#536d87;position:relative;z-index:1}.fp-section{margin-top:clamp(4rem,8vw,7rem)}.fp-section h2{font-size:clamp(2.2rem,4.5vw,4.15rem);max-width:19ch;line-height:1.05;margin:.75rem 0 1rem}.fp-section>.lead{max-width:55rem;line-height:1.85;color:#526d88}.fp-compare{width:100%;border-collapse:separate;border-spacing:0;border:1px solid #cbd9e7;border-radius:18px;overflow:hidden;margin-top:2rem;background:white}.fp-compare th,.fp-compare td{padding:1rem 1.1rem;line-height:1.6;text-align:left;border-bottom:1px solid #dbe4ee;vertical-align:top}.fp-compare th{background:#173b66;color:white;font-size:.78rem;letter-spacing:.1em}.fp-compare tr:last-child td{border-bottom:0}.fp-steps{display:grid;grid-template-columns:repeat(4,1fr);margin-top:2rem;border:1px solid #cbd9e7;border-radius:18px;overflow:hidden;background:#fff}.fp-step{padding:1.4rem;min-height:15rem;border-right:1px solid #dbe4ee}.fp-step:last-child{border-right:0}.fp-step b{display:block;color:#af7120;letter-spacing:.14em;font-size:.77rem}.fp-step h3{font-family:Georgia,serif;font-size:1.5rem;margin:1.3rem 0 .6rem}.fp-step p{margin:0;line-height:1.7;color:#536d87}.fp-route{display:grid;grid-template-columns:.72fr 1.28fr;gap:1rem;margin-top:2rem}.fp-route-tabs{display:grid;gap:.7rem}.fp-route-tabs button{font:inherit;text-align:left;padding:1rem;border:1px solid #c8d8e8;background:white;border-radius:12px;color:#22476d;font-weight:700;cursor:pointer}.fp-route-tabs button[aria-pressed=true]{background:#173b66;color:white}.fp-route-panel{padding:2rem;border-radius:18px;background:linear-gradient(135deg,#173b66,#2e6f88);color:white}.fp-route-panel h3{font-family:Georgia,serif;font-size:2rem;margin:.3rem 0 1rem}.fp-route-panel p{line-height:1.8;max-width:47ch}.fp-faq{margin-top:2rem;display:grid;grid-template-columns:repeat(2,1fr);gap:.8rem}.fp-faq details{padding:1.15rem 1.2rem;background:#fff;border:1px solid #cbd9e7;border-radius:12px}.fp-faq summary{cursor:pointer;font-weight:800;color:#183d67}.fp-faq p{margin:1rem 0 0;line-height:1.75;color:#536d87}.fp-note{margin-top:4rem;padding-top:2rem;border-top:1px solid #c0d0e0;line-height:1.8;color:#526d88}.fp-note strong{color:#173b66}@media(max-width:780px){.fp-hero{min-height:auto}.fp-intro,.fp-route{grid-template-columns:1fr;gap:2rem}.fp-panels,.fp-faq{grid-template-columns:1fr}.fp-steps{grid-template-columns:1fr}.fp-step{min-height:auto;border-right:0;border-bottom:1px solid #dbe4ee}.fp-step:last-child{border-bottom:0}.fp-compare{display:block;overflow-x:auto}.fp-compare th,.fp-compare td{min-width:12rem}}